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                                                                     Insurance Claim Tips The whole purpose of entering into an Insurance Policy or Contract with the Insurer/ Insurance Company is claim of Insurance by the insured on the happening of the unforeseen event or contingency or in simpler term insurance claims. Hence, the pivotal point of insurance is insurance claim. However, several times, a claim of insurance made by the insured on the happening of the unforeseen event is rejected by the Insurance companies.  Rejection of Insurance claim- Grounds Some of the most common grounds on which an Insurance company rejects an insurance claim in India are: Lack of Information in the Proposal Form: This is one of the most common grounds on which insurance companies reject a claim. Hence, it should be the pr...
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FSSAI Penalty for Restaurants and Food Businesses

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  FSSAI Penalty for Restaurants and Food Businesses The Food Safety and Standards Act, 2006 renders definition for food businesses and food business operators (FBO) including restaurants in India. The Act entails certain statutory requirements and compliances for ensuring food safety and packaging and labelling of food related products in India. The non- compliance of procedural requirements for food businesses and FBO’s attracts FSSAI penalty . These penal provisions are enumerated under the FSS Act for various offences. FSSAI Penalty Structure The various FSSAI penalties and offences are enumerated below: Penalty for selling food not of the nature or substance or quality demanded- This states that any person who sells any food item which is not in compliance with the provisions of the FSS Act or the regulations made thereunder, then the food business shall be liable to a penalty not exceeding five lakh rupees.  Penalty for sub-standard food- Under this any person who manufa...
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FSSAI REGISTRATION: APPLYING FOR THE FSSAI FOOD LICENSE FOR YOUR RESTAURANTS

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  FSSAI REGISTRATION: APPLYING FOR THE FSSAI FOOD LICENSE FOR YOUR RESTAURANTS One of the essential procedural compliances while setting up a restaurant business in India is to obtain FSSAI Registration and apply for FSSAI Food License under the Food Safety and Standards Act, 2006. The FSSAI License is obtained by restaurants and Food Business Operators (FBO) to carry out any business related to food like manufacturer, sale, storage or distribution of food in India. How to obtain a Food License in India? FSSAI Registration Process Food Safety and Standard Authority of India (FSSAI) license can be obtained by registering online at www.foodlicensing.FSSAI.gov.in . Detailed information on FSSAI Registration and FSSAI license documents has been provided on this website. One of the first steps while obtaining FSSAI license is to check the type of license/ certificate the FBO is eligible for.  The process of registration is further categorized into: Central License State License Reg...
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All you need to know about filing a Consumer Complaint in India

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    All you need to know about filing a Consumer Complaint in India Who can file a Consumer Complaint in India? According to the Consumer Protection Act, 2019 a consumer complaint can be filed by: 1. A consumer, or in case of more than one consumer, one or more consumers may file complaint; 2. Any voluntary consumer association registered under the Companies Act, 1956 or any other law, for the time being enforced; 3. The Central Government; 4. Any State Government; 5. A legal heir or representative of a deceased consumer. Grounds for Filing a Consumer Complaint- India A Consumer Complaint can be filed on the grounds of: 1. Deficiency of services 2. Unfair trade practices 3. Manufacturing defect in the product 4. Medical negligence  Consumer Forum Complaint Procedure The procedure for filing a consumer complaint is enumerated as under: 1. The Complaint can be registered, in person, by the Complainant or through his authorized agent or by post addressed to the Red...
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